Woman, 22, dies in three-car smash in NSW

A young woman has died in hospital after a three-car crash on the NSW Central Coast.

Police say the smash occurred when the 22-year-old's hatchback crossed to the opposite side of the road while driving through a bend at Woy Woy about 9.30am on Thursday.

The car hit an SUV before colliding with a mini-van.

The woman suffered head and chest injuries and was airlifted in a critical condition to a Sydney hospital but died that afternoon, police said.

The 45-year-old male mini-van driver was taken to hospital in a stable condition with chest and shoulder injuries.