The New York Times' Rory Smith believes Manchester United's disappointing start to the season is the continued result of poor planning and recruitment.
Erik ten Hag's side sit 11th in the Premier League after Sunday's dramatic late defeat at Arsenal.
Speaking to BBC Radio 5 Live's Monday Night Club, Smith said: "Manchester United's problem has never been an inability to spend money.
"It is really hard now - ten years on from Fergie (Sir Alex Ferguson) going - to make the case that United's problems would have been solved by having more money to waste. They are paying the price now for years and years of incompetence.
"That's why they can't shift players, that's why FFP applies more to them than others, because all these players are on massive wages and they can't find people to pay them.
"United's issue is in the inability to have any kind of overriding vision, overarching plan.
"If you look at this summer, why on earth are you getting Sofyan Amrabat in on the last day of the window? Why should they have to wait to sign a player that Ten Hag knows when he's been waiting for United since June? It just smacks of a lack of organisation."