While a stylish home needn't cost the earth, a little bit of know-how goes a long way when the budget is tight.
"Paint, paint, paint - it's the cheapest, quickest, most transformative material for anything," interior designer Kim Pearson said.
"Look at companies such as Bauwerk and Porter's Paints for their beautiful finishes and incredible colours."
Ms Pearson suggested changing the colour of your front door for a style boost.
"A rich, gloss black always looks insanely beautiful or choose a vibrant colour," she said.
Jo Lively, from Brush Interiors, suggested painting your dining chairs in different tonal shades for a charming, vintage vibe.
"Check second-hand furniture stores, Gumtree and garage sales for an assortment of chairs to create something unique," she said.
Nelly Reffet, of Twinkle and Whistle Interior Design, suggested rounding up some favourite trinkets and trying your hand at a vignette or two.
"They usually work best when grouped in odd numbers and are a lovely way to display meaningful pieces.
"It can be a few pebbles or shells from your honeymoon, some feathers gathered by your toddler while walking around the park or a collection of vintage cameras."
Ms Reffet suggested using objects of different size, shape and texture.
In the kitchen and bathroom, Ms Pearson said to have fun with textiles.
"You can get great stuff online - I actually have some beautiful bath mats which I've used as floor rugs," she revealed.
"Speaking of which, if you can't find or afford a rug you love, blanket-stitch a few small ones together or just layer them."
In the bedroom, Ms Reffet suggested making an inexpensive bedhead.
"Create a focal point by propping a large piece of plywood against the wall or hanging fabric, an oversized canvas or rug," she said.
"If the budget doesn't extend to quality linen, buy the best you can afford in neutral colours."
Ms Reffet also said to clear away clutter with inexpensive storage baskets from discount department stores.
For a cheap and cheerful display, Ms Lively suggested gathering oddments of vintage glassware from the op-shop and popping a tealight in each.
"Include a variety of sizes for added interest and display in a group," she said.
For a budget-friendly work-of- art, Ms Lively revamps old photo frames with a lick of paint and grouping on a wall. "Chose frames of different sizes and styles, and paint the same colour," she said.