ANZ Bank has left its variable mortgage interest rates unchanged after its November review.
The bank's standard variable interest rate remains at 6.6 per cent, the same as Commonwealth's rate and above National Australia Bank's 6.58 per cent.
Westpac's standard variable rate is 6.71 per cent.
"Despite intense competition for business deposits, variable small business lending rates will also remain unchanged," ANZ said in a statement.
ANZ's decision follows the Reserve Bank of Australia's call to leave the cash rate unchanged at 3.25 per cent on Melbourne Cup day.