Man who lost home in fires was one click away from insurance

Angry victims of the Tathra bushfire are considering a class action over the disaster.

Electricity infrastructure owned by Essential Energy has been blamed for sparking the blaze and on Friday its owner, the state government, was refusing to comment on the initial findings.

For father of five, Mike Crowley, his six-bedroom Tathra home once held promise and prosperity.

But when the fires came through, he wasn't insured because of a simple computer mistake.

"Unfortunately I was in the process of sorting my insurance and I didn't press the button so I'm currently uninsured," the devastated father told 7 News.

"This house represents security for my kids and family and I feel that I've let them down."

Now, there's growing anger and a feeling that this disaster might have been avoided.

According to the NSW Rural Five Service, a fault in electrical infrastructure sparked the blaze.

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That finding will be at the centre of further investigations and at the heart of a proposed class action.

On Friday, NSW Energy Minister Don Harwin avoided making any comment about the RFS investigation.

"Well, I just want to pay tribute to the volunteers from the RFS who do a fantastic job," he said when asked about the findings.

But locals,many of whom have lost everything, want answers.

"As everyone knows, we pay a fortune for our power and I think they have a duty of care to protect the infrastructure," bushfire victim Mitch Creary said.