A woman who drowned after being swept from rocks while rock fishing on the NSW Central Coast wasn't wearing a life jacket, surf life savers say.
The 43-year-old was washed into the sea at Snapper Point near the Munmorah State Conservation area at about 5pm on Wednesday.
Lifeguards from Frazer Beach, who had just finished their duties, received an urgent call for assistance and found the woman within a few minutes of searching on jetskis.
Surf Life Saving NSW said in a statement that the woman was brought to shore where CPR was performed but she could not be revived.
"She was fully clothed and was not wearing a life jacket," the statement said.
NSW Ambulance told AAP the woman had been fishing with a man when she was swept into the water.
Surf Life Saving NSW said the "notorious" stretch of coastline was on a king low tide, which meant more of the rocks were exposed than usual.
The woman's death is the second drowning in the local area in three days, following a man's death on Fraser Park Beach on New Years Eve,
Surf Life Saving NSW chief executive Steven Pearce said the incident was a sad reminder of how dangerous the ocean could be.
"The incident happening so late in the day highlights why it is so important to be at a patrolled location, especially if it is an unfamiliar environment that you only visit while on holidays," Mr Pearce said in a statement.
"On behalf of everyone in the lifesaving community, I wish to extend our deepest sympathies to the woman's family and friends at this difficult time."