What happens to your cyber property when you die?
Almost half of all Australians do not have a will, and for those who do most only cover the dearly departed's worldly goods.
What about the growing proportion of our assets that only exist in cyber space?
Loved ones may never see any of them when we die, or know where to find them.
The explosion in music purchased in cyberspace and electronic books has seen large parts of our estates held in the cloud which vanishes when we die because of license restrictions.
Kindle books can't be bequeathed and the Apple iCloud is not transferable either.
In most cases, loved ones don't even know where to look.
Lawyer Philip McGowan said: "There should be a record of where they are, what they are.
"They should have passwords and email accounts that access those digital sites so when they do die, the executor and beneficiaries can have access and enjoy them in the future."
A cyber will can point loved ones to your cyber assets but many are not transferable.
Cyberspace expert David Vale said:
"We might like to think of them as assets but in many cases they're just things that have been licensed to us."
After a worldwide survey, international IT company McAfee estimates the average person's worth in cyberspace when they die is about $35,000.
But what about that online betting account?
Glenn Munsie, of TabCorp, said: "Provide a letter like a statutory declaration that your husband has actually passed away, provide your bank details and the money is transferred from his account to those bank details because of the fact he's no longer with us."
Email companies will provide a copy of all photos and emails on a deceased account on a disc, but not give access to the accounts themselves.
Facebook will allow family members to turn a page into a cyber memorial.
