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The easiest 3-step way to get approved for a mortgage

You may have heard the news about the new rules for borrowing… because hard as it is to imagine, they are about to get stricter still. But all is not lost. If through hard slog, scrimping and saving, you are finally ready to apply for a mortgage, these are the three things you must do to get your loan across the line. Nicole Pedersen-McKinnon is the author of How to get mortgage-free like me, which includes safety tips for first homebuyers and is available at www.nicolessmartmoney.com