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It's the "Labor Day" part of Labor Day weekend, and as I'm sure you can guess, most Labor Day sales will be wrapping up when the clock strikes Tuesday. Here's a little last-minute hack for anyone perusing Amazon's current deals: $100 in free money.
No, seriously. If you're an Amazon Prime subscriber, you can get a $100 gift card when you sign up for the Prime Rewards Visa Card. Assuming you qualify, approval happens in about the time it takes to read this paragraph — and the gift card is provided instantly, meaning you now have $100 to spend on anything Amazon sells.
This is a no-annual-fee Visa, so there's literally zero cost to you. And there are benefits beyond the gift card: You get 5% back on nearly all Amazon and Whole Foods purchases, 2% back on restaurants and gas and 1% on just about everything else.
Amazon also runs Prime Card exclusives from time to time, with up to 25% (!) cash back on select items. Right now, for example, you can get 15% back on NordicTrack studio bikes as well as the Eero 6 mesh networking kit (which is already on sale for $84 off the regular price). Just use that Prime Visa as your payment method and presto: a pretty significant extra savings.
OK, but what if you don't have the aforementioned Amazon Prime subscription? There's still a gift-card option when you apply for the Amazon Rewards Visa Signature Card, though it's $50 instead of $100.
And while we're on the subject, I do think Amazon Prime is worth the $119 price of admission, at least for most folks. In addition to fast (meaning two-day, one-day and sometimes even same-day) shipping on most products, you get a boatload of media: Prime movies and TV shows, a different batch of PC games every month, a modest but diverse music library, a rotating selection of e-books and digital magazines and so on.
Newcomers can sign up for a free 30-day Amazon Prime trial, though I don't know if you can also get the Prime Rewards Visa as part of that trial or you have to be a full-fledged paying subscriber. My guess is it's the latter.
So, assuming you just found yourself with a bonus $100 in your (virtual) pocket, what should you buy? Here are a few of my personal top picks — including a 10-inch tablet that would effectively cost you $0:
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