Enjoying a luxury car, overseas holidays, and wanting for nothing, the outspoken senior has plenty of tips on how all pensioners can follow his lead.

Sergio Breasts is an 80-year-old who's living well on a small pension, and says others can do the same.

"I live extremely well and I don't understand why so many people complain all the time," Breasts said.

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In fact Breasts says "I think the Government is giving us too much."

The pensioner lives in a modest housing commission flat on Queensland's Sunshine Coast. "I'm a pensioner and I have a good life. I believe pensioners should do a little bit of what I do, and have a good life as I have," he advised.

Breasts has called Australia home for the past 58 years and has always managed his money well. He saved his pension to pay for his Mercedes as well as a recent trip overseas.

"I eat as well now as I did when I was working," Breasts said.

"I think there are a lot of pensioners they are not good managers, that's what I think. They are incapable for some reason, whatever the reason is I don't know, because I'm not a psychiatrist."

However a few of his fellow pensioners believe it's Breasts that needs his head read.

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This reporter is on Twitter at @DamienHansen7